Is this legal advice?
No, and I say so on page three of the book as plainly as I can say it. I am a homeowner who
reads paperwork, not an attorney, and reading this does not make me your lawyer. It is general
education about how associations work in the United States. Every one of the ninety moves ends
with a section called The Limits, which is where I tell you exactly where my answer stops and
your own documents, your own statute, or an attorney licensed in your state has to take over.
Before you act on anything with money, a lien, or a deadline attached to it, read your own
declaration and talk to someone licensed where you live.
Does any of it apply in my state?
Community association law is set state by state, and two houses four hours apart can have
opposite answers to the same question. That is exactly why the book is built the way it is. Move
8 is finding your state statute before you do anything else, and every move afterwards tells you
which part of it is machinery that works everywhere — the hierarchy of documents, the ledger, the
records request, the hearing, the arithmetic — and which part you have to check locally. The
single most important document in any dispute is your own recorded declaration, and that one is
the same wherever you live: yours.
Your videos are free. Why would I buy the book?
Because a video answers the question one person asked, and a book has to answer the question
you have at eleven at night with a letter in your hand and a deadline on it. The Kill Switch puts
all ninety moves in the order things happen, so when the notice arrives you go straight to Part
Three and it is all there — the cure period, the hearing, the appeal, the defenses — instead of
scrubbing through videos hoping one of them covered your situation. And the six letter templates
at the back are the part readers use most. They would make a terrible video.
Why is it only $27?
Because the people who need it most are the ones already looking at a balance they did not
expect, and asking them for a hundred dollars to understand it would be its own kind of joke. It
costs me nothing to send a file. $47 is where it sits once the launch promo ends; $27 is the
launch number. One consultation about one letter costs several times this.
What format is it, and can I print it?
It is a PDF — 135 pages, First Edition 2026, illustrated, with each of the seven parts opening
on its own plate. It opens on a phone, a tablet, a laptop or an e-reader, and it prints cleanly on
ordinary paper if you would rather keep it in the binder Move 24 tells you to build. The letter
templates were written to be printed and filled in. Delivery is instant — it arrives by email
within about a minute — and the file is yours to keep.
I'm on my board. Is this a book against me?
No. A good number of readers are directors, and Part Six is honestly more useful to them than
to anybody else. Moves 69, 70 and 71 are the meeting rules boards get wrong most often, and Move
79 — serving without becoming the person you replaced — was written for exactly that reader. A
board that follows its own procedure is almost impossible to beat, which is the same fact from
both sides of the table.
Nothing has happened to me yet. Is it too early to read this?
It is the best time, and it is also the cheapest. Move 24 is building the binder before you
need it: the complete document set, the current amendments, the plat, the budget, the minutes.
Owners who do that before the first letter arrives usually never get a second one. Move 89 is due
diligence before you buy into an association at all — most buyers spend more time inspecting the
water heater than the association they are about to join for thirty years.
